The Forbes Advisor editorial team is independent and objective. Find out the rates each lender is offering as well as the annual percentage rate (APR)-the all-in cost of a loan, which includes fees. Sometimes your current financial provider will offer a better deal in order to keep your business while other times, a competitor will offer a better rate to gain your business. When you’re ready to apply with one or more lenders to get a more formal estimate, compile the necessary documentation like income verification and proof of assets.īanks, credit unions and many online lenders offer mortgage refinancing options.
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